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What Is A Real Liens Certificate And How Long Does It Take To Get It?

by Michael McDonald
January 23, 2022
in Business
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What Is A Real Liens Certificate And How Long Does It Take To Get It?
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Before signing the promise contract to buy and sell a property from keyrenter, some essential documents and certificates need to be presented to proceed with the real estate transaction. Among these documents there is the certificate of encumbrances. But what is this document for? How long does it take to issue? What is the amount to be paid to withdraw it?

The analysis of this certificate can guarantee that the situation of the property is in order and that the buyer does not have any future problems of which he is not aware. It is common for many people to be unaware of this document. So, let’s explain everything about its importance.

What Is The Certificate Of Liens?

The certificate of liens is a document with all the description of the situation of the property, bringing essential information, such as:

  • History of all owners who owned the property;
  • pledges;
  • auctions;
  • Actions/processes that deal with the property or the owners;
  • If you have a record of financing guarantee and other guarantees;
  • Among other information that is relevant and mandatory

According to the result of the certificate of encumbrances, it is possible to understand the status of the property:

  • If the result is negative: the property has no pending issues.
  • If the result is positive: the property has pending issues, and it will be indicated which conditions mentioned above are associated with the result.

Why Is An Actual Property Certificate Necessary?

A certificate of encumbrance is a document requested in several circumstances. Still, it is one of the most important documents when negotiating a purchase and sale, as it contains the property’s entire history.

How Long Does It Take To Issue A Certificate Of Liens?

The average time for issuing the document is 20 days. The price to obtain the document varies by municipality.

What Are The Benefits Of Requesting The Certificate?

The request for the certificate is essential whenever there is negotiation for the acquisition of a property. See the benefits of having this document:

Transparency And Security

Buying a property involves a significant financial transaction, and both parties (buyer and seller) must have security when signing a contract.

The certificate of onus in rem is the official document that brings this guarantee and transparency of the situation of the property to those involved. It is important to note that this certificate is valid for 30 days.

No Risk Of Buyer Frustration

The certificate avoids unpleasant surprises about the property.

For more information check keyrenter

Michael McDonald
Michael McDonald
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